Commercial Property LRD.
A leased commercial property generates a predictable, contracted rent stream — LRD lets the owner unlock capital against that stream without selling the underlying asset.
Office Lease-Backed Capital · Contracted Rent Discounting · Owner Liquidity
Where This Applies
- A commercial property is leased to a tenant on a long-term, contracted basis.
- The owner needs capital without selling the property or disrupting the tenancy.
- Tenant credit quality and lease tenor need to support the facility being sized against.
- Rent escalation clauses can be factored into how the facility is structured over time.
How We Approach It
We review lease tenor, tenant credit quality and rent escalation clauses to size an LRD facility against the commercial property's contracted rent, rather than relying on property valuation alone.
Why EquiFin
- Independent advisory — we structure and negotiate, we do not lend ourselves.
- 60+ active lender relationships across PSU banks, private banks, NBFCs and private credit funds.
- One point of contact from structuring through to disbursement.
Frequently Asked Questions
What is commercial property LRD?
Commercial property LRD lets an owner unlock capital against the contracted rent from a leased commercial or office property, without selling the underlying asset.
What determines the LRD facility size for commercial property?
Lease tenor, tenant credit quality and rent escalation terms typically determine how much can be raised against a commercial property's rent stream.
See what documents lenders typically ask for — Documents Required for a Corporate Loan →
60+ Active Lender Relationships · Independent Advisory, Not a Lender
Unlock Capital Against Contracted Commercial Rent.
We size the facility against the lease, not just the property value.
Discuss Commercial Property LRD