Consortium Working Capital Finance.
Consortium working capital finance brings multiple banks together under one joint sanction and documentation for a business's working capital needs, rather than negotiating separate facilities bank by bank.
Joint Bank Sanction · Coordinated Documentation · Shared Security
Where This Applies
- Working capital needs exceed what a single bank is comfortable sanctioning alone.
- Multiple banks need to be brought together under one joint sanction and security structure.
- Coordinated documentation reduces the burden of servicing several independent facilities.
- A lead bank needs to be appointed to coordinate the consortium arrangement.
How We Approach It
We coordinate lead bank appointment, proportionate sharing and joint documentation across the consortium, so the business deals with one coordinated structure rather than negotiating and servicing multiple independent facilities.
Why EquiFin
- Independent advisory — we structure and negotiate, we do not lend ourselves.
- 60+ active lender relationships across PSU banks, private banks, NBFCs and private credit funds.
- One point of contact from structuring through to disbursement.
Frequently Asked Questions
What is consortium working capital finance?
It's a single working capital facility jointly sanctioned by multiple banks under shared documentation and security, coordinated through a lead bank.
How is consortium finance different from multiple banking?
Consortium finance involves joint sanction and shared documentation across banks, while multiple banking involves each bank maintaining independent, separately documented facilities.
See what documents lenders typically ask for — Documents Required for a Corporate Loan →
60+ Active Lender Relationships · Independent Advisory, Not a Lender
One Joint Facility, Not Several Separate Ones.
We coordinate the consortium structure and documentation across banks.
Discuss Consortium Working Capital Finance