Corporate Debt

Corporate Debt Advisory.

Not every debt raise is tied to an acquisition or a refinancing — often a business simply needs incremental capital for expansion, capex or general corporate purposes, sized and structured against its own balance sheet.

Term Loans  ·  Growth Capital  ·  General Corporate Purpose Debt

Where This Applies

  • The business needs incremental capital for expansion, capex or general corporate purposes.
  • The raise isn't tied to a specific acquisition or the refinancing of an existing facility.
  • Debt capacity needs an honest assessment against EBITDA and existing leverage before approaching lenders.
  • The right lender mix and structure matters as much as the headline amount raised.

How We Approach It

We review debt capacity against EBITDA, existing leverage and cash flow, then structure a term loan or facility mix sized for genuine repayment capacity rather than maximum eligibility, and take it to lenders who understand the sector.

Why EquiFin

  • Independent advisory — we structure and negotiate, we do not lend ourselves.
  • 60+ active lender relationships across PSU banks, private banks, NBFCs and private credit funds.
  • One point of contact from structuring through to disbursement.

Frequently Asked Questions

What is corporate debt used for?

Corporate debt is typically raised for expansion, capex, working capital build-up or other general corporate purposes, sized against the company's own balance sheet rather than a specific transaction.

How is corporate debt different from acquisition finance?

Corporate debt funds the business's own growth and operations, while acquisition finance is structured specifically around the target being acquired and the combined post-deal entity.

See what documents lenders typically ask for — Documents Required for a Corporate Loan →

60+ Active Lender Relationships  ·  Independent Advisory, Not a Lender

Growth Capital, Structured Around Your Balance Sheet.

We size and structure the raise against what your business can actually support.

Discuss a Corporate Debt Requirement