Industrial Property LRD.

Where This Applies

• An industrial or manufacturing facility is leased to an operating tenant.
• The tenant's operating stability affects how comfortably lenders underwrite the rent stream.
• The owner needs capital against the property without disrupting the existing tenancy.
• Remaining lease tenor needs to support the LRD facility's repayment structure.

How We Approach It

We examine the industrial tenant's operating stability and the lease's remaining tenor to structure an LRD facility sized against the property's genuine, contracted rent income.

What Lenders Actually Evaluate

For an industrial property, a lender reads the tenant's covenant strength as closely as the property itself — an established manufacturer on a long, well-documented lease is a materially different risk than a shorter tenancy with renewal uncertainty. Lock-in periods, escalation clauses and the remaining tenor all feed directly into how much can be advanced and over what repayment period, since the facility is ultimately sized against contracted rent, not the property's open-market value alone. Location and connectivity also matter more here than in a standard property LAP, because they determine how easily the asset could be re-leased if the current industrial tenant were ever to exit.

Why EquiFin

• Independent advisory — we structure and negotiate, we do not lend ourselves.
• 60+ active lender relationships across PSU banks, private banks, NBFCs and private credit funds.
• One point of contact from structuring through to disbursement.

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Frequently Asked Questions

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