LAP for Businesses.
A business owning commercial or industrial property can unlock capital against that asset to fund expansion, working capital or other requirements, without diluting equity.
Business Asset-Backed Capital · Expansion Funding · No Equity Dilution
Where This Applies
- A business owns commercial, industrial or office property that can secure a loan.
- Capital is needed for expansion, working capital or other business purposes.
- Equity dilution is best avoided in favour of debt against an owned asset.
- The company's own cash flows need to support the loan's repayment alongside the property's value.
How We Approach It
We evaluate the business-owned property alongside the company's own cash flows, structuring an LAP facility sized to genuine repayment capacity rather than property value in isolation.
Why EquiFin
- Independent advisory — we structure and negotiate, we do not lend ourselves.
- 60+ active lender relationships across PSU banks, private banks, NBFCs and private credit funds.
- One point of contact from structuring through to disbursement.
Frequently Asked Questions
What is LAP for businesses?
LAP for businesses unlocks capital against company-owned property to fund expansion, working capital or other business needs, without diluting equity.
Does the business need to occupy the property itself?
No — the property can be self-occupied by the business or leased out; both can typically be considered for LAP.
See what documents lenders typically ask for — Documents Required for a Corporate Loan →
60+ Active Lender Relationships · Independent Advisory, Not a Lender
Fund the Business Against What It Already Owns.
We structure the loan around your business's repayment capacity.
Discuss LAP for Your Business