LAP for Construction

LAP for Construction.

A loan against property can fund a construction or expansion project, using an existing owned asset as security rather than raising fresh project-specific construction finance.

Construction Funding  ·  Property-Backed Capital  ·  Milestone-Linked Disbursement

Where This Applies

  • A construction or expansion project needs funding using an existing owned property as security.
  • Fresh, project-specific construction finance may not be the right fit for the scale or nature of the project.
  • Disbursement can be structured against construction milestones where appropriate.
  • The existing property's value needs to support the construction funding requirement.

How We Approach It

We look closely at the existing owned property's value and the construction plan together, structuring an LAP facility with disbursement linked to construction milestones where relevant.

Why EquiFin

  • Independent advisory — we structure and negotiate, we do not lend ourselves.
  • 60+ active lender relationships across PSU banks, private banks, NBFCs and private credit funds.
  • One point of contact from structuring through to disbursement.

Frequently Asked Questions

Can LAP fund a construction project?

Yes — a loan against an existing owned property can fund construction or expansion, sometimes with disbursement linked to construction milestones.

Is LAP different from construction finance for this purpose?

Yes — LAP uses an existing owned property as security, while construction finance is typically structured specifically around the project being built.

See what documents lenders typically ask for — Documents Required for a Corporate Loan →

60+ Active Lender Relationships  ·  Independent Advisory, Not a Lender

Fund Construction Against What You Already Own.

We structure the loan and disbursement around your construction timeline.

Discuss LAP for Construction