LAP for Property Owners.
A property owner can unlock capital against an owned asset for any purpose — business, investment or personal liquidity — without selling the property or disrupting a rental arrangement in place.
Owner Liquidity · Asset-Backed Capital · Flexible Use of Funds
Where This Applies
- A property owner holds an asset that can be pledged as loan security.
- The property may generate rental income or be self-occupied by the owner.
- Capital is needed for a purpose unrelated to the property itself.
- Selling the asset isn't the preferred route to accessing its value.
How We Approach It
We weigh the owner's property — rented out or self-used — and intended use of funds, structuring an LAP facility that unlocks capital while keeping the underlying asset and any rental arrangement intact.
Why EquiFin
- Independent advisory — we structure and negotiate, we do not lend ourselves.
- 60+ active lender relationships across PSU banks, private banks, NBFCs and private credit funds.
- One point of contact from structuring through to disbursement.
Frequently Asked Questions
Who can use LAP as a property owner?
Any owner of an eligible property — rented out or self-occupied — can typically use LAP to raise capital against it.
Can LAP funds be used for any purpose?
Generally yes — LAP is asset-backed against the property, so funds are commonly used for business, investment or other liquidity needs.
See what documents lenders typically ask for — Documents Required for a Corporate Loan →
60+ Active Lender Relationships · Independent Advisory, Not a Lender
Unlock Capital From What You Already Own.
We structure the loan around your specific property and holding.
Discuss LAP as a Property Owner