Letter of Credit Finance.
A letter of credit gives a supplier payment assurance backed by a bank, commonly used in cross-border trade and larger domestic transactions where counterparty trust alone isn't enough.
LC Limits · Supplier Payment Assurance · Cross-Border Trade Instruments
Where This Applies
- A supplier requires payment assurance backed by a bank rather than the buyer's own credit alone.
- Cross-border transactions commonly require an LC to bridge counterparty trust gaps.
- Sight or usance LC structures need to be matched to the transaction's payment terms.
- LC limits need to be sized against existing credit lines and genuine transaction volume.
How We Approach It
We structure LC limits — sight or usance, domestic or import — against the business's existing credit lines, sized to support genuine transaction volume without over-committing available limits.
Why EquiFin
- Independent advisory — we structure and negotiate, we do not lend ourselves.
- 60+ active lender relationships across PSU banks, private banks, NBFCs and private credit funds.
- One point of contact from structuring through to disbursement.
Frequently Asked Questions
What is a letter of credit?
A letter of credit is a bank-backed assurance to a supplier that payment will be made once transaction conditions are met, commonly used in cross-border and larger domestic trade.
What is the difference between sight and usance LC?
A sight LC is payable on presentation of compliant documents, while a usance LC allows a deferred payment period after document presentation.
See what documents lenders typically ask for — Documents Required for a Corporate Loan →
60+ Active Lender Relationships · Independent Advisory, Not a Lender
Give Suppliers the Payment Assurance They Need.
We structure LC limits against your existing credit profile.
Discuss a Letter of Credit Requirement