Loan Against Property Advisory.
A loan against property unlocks capital against an owned asset — commercial, residential or industrial — without requiring a sale, structured around loan-to-value and the borrower's repayment capacity.
Property-Backed Capital · LTV Structuring · Flexible End-Use
Where This Applies
- An owned property can be pledged as security for a loan without needing to sell it.
- Capital is needed for business, personal or investment purposes.
- Property valuation and clean title need to be established before a lender will underwrite the loan.
- Loan-to-value and tenor need to be structured around genuine repayment capacity.
How We Approach It
We evaluate the property's market value, title and the borrower's repayment capacity to structure a loan against property at a loan-to-value and tenor that fits, then match the requirement to the right lender.
Why EquiFin
- Independent advisory — we structure and negotiate, we do not lend ourselves.
- 60+ active lender relationships across PSU banks, private banks, NBFCs and private credit funds.
- One point of contact from structuring through to disbursement.
Frequently Asked Questions
What is a loan against property?
A loan against property lets an owner unlock capital against an owned asset without selling it, secured against the property's market value and title.
What determines loan against property eligibility?
Property valuation, clean title, and the borrower's income or business cash flows to service the loan typically determine eligibility and loan-to-value.
See what documents lenders typically ask for — Documents Required for a Corporate Loan →
60+ Active Lender Relationships · Independent Advisory, Not a Lender
Unlock Capital From Property You Already Own.
We structure the loan against genuine property value and repayment capacity.
Discuss a Loan Against Property