M&A Financing

M&A Financing Advisory.

A merger or acquisition rarely runs on equity alone — the debt component has to be structured against the acquirer's balance sheet, the target's cash flows, or both, depending on how the deal is built.

Merger Financing  ·  Acquisition Debt  ·  Combined Entity Structuring

Where This Applies

  • A merger or acquisition needs a debt component alongside promoter or sponsor equity.
  • The deal structure affects where debt sits — acquirer, target, or a new holding entity.
  • Lenders need comfort on the combined entity post-transaction, not just the standalone acquirer.
  • Timing has to align with deal closing so financing isn't the constraint on execution.

How We Approach It

We work with the deal structure as agreed commercially and build the financing around it — assessing whether debt sits at the acquirer, the target, or a new holding structure, and matching that to lenders comfortable with the resulting risk.

Why EquiFin

  • Independent advisory — we structure and negotiate, we do not lend ourselves.
  • 60+ active lender relationships across PSU banks, private banks, NBFCs and private credit funds.
  • One point of contact from structuring through to disbursement.

Frequently Asked Questions

What is M&A financing?

M&A financing is the debt raised to fund all or part of a merger or acquisition, structured against the acquirer, the target, or the combined entity depending on the deal.

Who provides M&A financing in India?

Banks, NBFCs and private credit funds provide M&A financing, with the mix depending on deal size, sector and the leverage the combined entity can support.

See what documents lenders typically ask for — Documents Required for a Corporate Loan →

60+ Active Lender Relationships  ·  Independent Advisory, Not a Lender

The Debt Side of a Deal Needs Its Own Structure.

We structure the financing so it holds up through closing and beyond.

Discuss an M&A Financing Requirement