Office Property LAP.
A loan against an owned office property unlocks capital whether the space is self-occupied or leased out, structured against valuation and the owner's repayment capacity.
Office Asset-Backed Capital · Self-Occupied or Leased · LTV Structuring
Where This Applies
- An owned office property can be pledged as security for a loan.
- The space may be self-occupied or leased out to a tenant.
- Capital is needed for business or personal purposes.
- Clean title and valuation need to be established for the office asset.
How We Approach It
We look closely at the office property's valuation and occupancy — self-used or tenanted — structuring a loan against property sized to the owner's repayment capacity and the asset's current market value.
Why EquiFin
- Independent advisory — we structure and negotiate, we do not lend ourselves.
- 60+ active lender relationships across PSU banks, private banks, NBFCs and private credit funds.
- One point of contact from structuring through to disbursement.
Frequently Asked Questions
What is office property LAP?
Office property LAP unlocks capital against an owned office space, whether self-occupied or leased, structured against valuation and repayment capacity.
Is a leased office eligible for LAP?
Yes, a leased-out office property can typically be pledged for LAP, with the lease terms factored into the overall assessment.
See what documents lenders typically ask for — Documents Required for a Corporate Loan →
60+ Active Lender Relationships · Independent Advisory, Not a Lender
Unlock Capital From an Owned Office Asset.
We structure the loan whether the space is occupied or leased.
Discuss Office Property LAP