Receivables Finance Advisory.
Receivables finance converts outstanding invoices into immediate working capital, so a business isn't waiting through its full customer credit cycle to access cash it has already earned.
Invoice-Backed Funding · Working Capital Acceleration · Debtor-Backed Facilities
Where This Applies
- Cash is tied up in outstanding invoices with long customer payment cycles.
- Debtor quality and concentration need to be assessed before sizing a receivables facility.
- Growth is constrained by waiting for customer payments rather than accessing earned revenue sooner.
- The right receivables instrument depends on debtor mix, tenor and how the business invoices.
How We Approach It
We work through debtor quality and receivables aging to structure a facility — invoice discounting, bill discounting or a broader receivables-backed line — sized against genuinely collectible outstanding invoices.
Why EquiFin
- Independent advisory — we structure and negotiate, we do not lend ourselves.
- 60+ active lender relationships across PSU banks, private banks, NBFCs and private credit funds.
- One point of contact from structuring through to disbursement.
Frequently Asked Questions
What is receivables finance?
Receivables finance converts outstanding customer invoices into immediate working capital, rather than waiting for the full credit cycle to collect payment.
What affects how much receivables finance a business can raise?
Debtor quality, receivables aging, and concentration risk across customers typically determine how much can be financed against outstanding invoices.
See what documents lenders typically ask for — Documents Required for a Corporate Loan →
60+ Active Lender Relationships · Independent Advisory, Not a Lender
Don't Wait Out the Full Credit Cycle.
We structure financing against receivables you've already earned.
Discuss Receivables Finance