Project Term Loans

Term Loan for Projects.

Financing a a project project requires debt structured against the project's own future cash flows and construction risk, not just the sponsor's balance sheet — sized to the project's specific economics and timeline.

Project Cost Funding  ·  Construction-Linked Disbursement  ·  Long-Tenor Debt

Where This Applies

  • A project needs a standard term loan structure rather than a more complex syndicated or structured facility.
  • Tenor needs to match the project's construction period plus operating cash flow generation.
  • Moratorium during construction needs to be built into the repayment schedule from the outset.
  • Security typically includes a charge on project assets and, where relevant, project cash flows.

How We Approach It

Not every project needs a syndicated or structured facility — where a standard term loan genuinely fits, we size tenor and moratorium against the construction period and subsequent cash flow generation, and keep the structure simple.

Why EquiFin

  • Independent advisory — we structure and negotiate, we do not lend ourselves.
  • 60+ active lender relationships across PSU banks, private banks, NBFCs and private credit funds.
  • One point of contact from structuring through to disbursement.

Frequently Asked Questions

What is term loan for projects?

Term Loan for Projects is long-term debt structured against the cost, construction timeline and projected cash flows of a a project project, rather than the sponsor's existing balance sheet alone.

What is a project term loan?

A project term loan is a standard debt facility structured with tenor and moratorium matched to a project's construction period and subsequent cash flow generation.

See what documents lenders typically ask for — Documents Required for a Corporate Loan →

60+ Active Lender Relationships  ·  Independent Advisory, Not a Lender

Project Term Loans Projects Need Debt Structured Around Their Own Economics.

We size the debt against project cash flows, not just sponsor strength.

Discuss Term Loan for Projects