Healthcare

Hospital Project Finance.

Financing a healthcare infrastructure project requires debt structured against the project's own future cash flows and construction risk, not just the sponsor's balance sheet — sized to the project's specific economics and timeline.

Project Cost Funding  ·  Construction-Linked Disbursement  ·  Long-Tenor Debt

Where This Applies

  • A new hospital or healthcare facility needs debt structured against construction cost and ramp-up to full occupancy.
  • Medical equipment financing is often structured as a distinct tranche from civil construction.
  • Ramp-up to bed occupancy typically takes longer than other asset classes and needs a longer moratorium.
  • Specialty mix and doctor affiliations factor into how lenders assess the facility's commercial prospects.

How We Approach It

Healthcare assets take longer to reach stabilised occupancy than most commercial real estate, so we build a longer moratorium into the structure and weigh specialty mix and doctor affiliations alongside project cost.

Why EquiFin

  • Independent advisory — we structure and negotiate, we do not lend ourselves.
  • 60+ active lender relationships across PSU banks, private banks, NBFCs and private credit funds.
  • One point of contact from structuring through to disbursement.

Frequently Asked Questions

What is hospital project finance?

Hospital Project Finance is long-term debt structured against the cost, construction timeline and projected cash flows of a healthcare infrastructure project, rather than the sponsor's existing balance sheet alone.

Why does hospital project finance need a longer moratorium?

Hospitals typically take longer than other commercial assets to ramp up to stabilised occupancy, so lenders build a longer moratorium into the repayment structure.

See what documents lenders typically ask for — Documents Required for a Corporate Loan →

60+ Active Lender Relationships  ·  Independent Advisory, Not a Lender

Healthcare Projects Need Debt Structured Around Their Own Economics.

We size the debt against project cash flows, not just sponsor strength.

Discuss Hospital Project Finance