LRD Balance Transfer.
An existing LRD facility can often be moved to a new lender for better pricing, higher quantum, or improved terms, once the underlying rent stream and repayment track record support it.
Facility Migration · Better Pricing · Improved Terms
Where This Applies
- The existing LRD facility carries pricing or terms no longer competitive with the market.
- A repayment track record exists that supports migrating to a new lender on better terms.
- The rent stream has strengthened since the facility was originally sanctioned.
- Higher quantum or longer tenor is available from a different lender.
How We Approach It
We benchmark the existing LRD facility's pricing and terms against current market rates, then structure and negotiate a balance transfer to a new lender where the improvement genuinely justifies the switch.
Why EquiFin
- Independent advisory — we structure and negotiate, we do not lend ourselves.
- 60+ active lender relationships across PSU banks, private banks, NBFCs and private credit funds.
- One point of contact from structuring through to disbursement.
Frequently Asked Questions
What is an LRD balance transfer?
An LRD balance transfer moves an existing lease rental discounting facility to a new lender, typically for better pricing, higher quantum, or improved terms.
When does an LRD balance transfer make sense?
It typically makes sense once the rent stream has strengthened or market pricing has improved enough to outweigh the cost of switching lenders.
See what documents lenders typically ask for — Documents Required for a Corporate Loan →
60+ Active Lender Relationships · Independent Advisory, Not a Lender
Move Your LRD Facility to Better Terms.
We negotiate the transfer and structure the new facility.
Discuss an LRD Balance Transfer