LRD Refinance.
An existing LRD facility sometimes needs a genuine restructure — not just a lender switch — when the property, tenancy or rent structure has changed materially since it was first sanctioned.
Facility Restructuring · Rent Stream Reassessment · Tenor Realignment
Where This Applies
- The property or tenancy has changed materially since the facility was first structured.
- A new tenant or renegotiated lease needs to be reflected in a restructured facility.
- The existing facility structure no longer fits the property's current rent profile.
- A more comprehensive restructure is needed rather than a simple lender switch.
How We Approach It
We reassess the property's current tenancy, rent structure and remaining lease tenor from scratch, then rebuild the LRD facility — quantum, tenor, security — to reflect where the asset genuinely stands today.
Why EquiFin
- Independent advisory — we structure and negotiate, we do not lend ourselves.
- 60+ active lender relationships across PSU banks, private banks, NBFCs and private credit funds.
- One point of contact from structuring through to disbursement.
Frequently Asked Questions
What is LRD refinancing?
LRD refinancing restructures an existing lease rental discounting facility from scratch, typically when the property, tenancy or rent structure has changed materially.
How is LRD refinance different from a balance transfer?
A balance transfer typically moves the same facility structure to a new lender, while refinancing rebuilds the facility itself around the property's current tenancy and rent profile.
See what documents lenders typically ask for — Documents Required for a Corporate Loan →
60+ Active Lender Relationships · Independent Advisory, Not a Lender
Restructure Your LRD Facility as the Asset Evolves.
We reassess the rent stream and rebuild the facility around it.
Discuss LRD Refinancing