LRD Top-Up Finance.
As rent escalates or lease terms improve, an existing LRD facility often has room for a top-up — additional capital raised against the same underlying rent stream without a full fresh facility.
Additional Capital · Rent Escalation-Linked · Existing Facility Enhancement
Where This Applies
- Rent has escalated since the existing LRD facility was last sanctioned.
- Lease terms have improved — renewal, tenant upgrade, or extended tenor.
- Additional capital is needed without disturbing the existing facility structure.
- Headroom exists between the current rent stream and the outstanding facility balance.
How We Approach It
We reassess the current rent stream against the existing facility's outstanding balance to identify genuine top-up headroom, then structure the additional capital as an extension rather than a fresh underwriting exercise.
Why EquiFin
- Independent advisory — we structure and negotiate, we do not lend ourselves.
- 60+ active lender relationships across PSU banks, private banks, NBFCs and private credit funds.
- One point of contact from structuring through to disbursement.
Frequently Asked Questions
What is an LRD top-up?
An LRD top-up raises additional capital against an existing lease rental discounting facility, typically once rent has escalated or lease terms have improved.
When can I top up an existing LRD facility?
A top-up is typically possible once rent escalation or an improved lease creates headroom between the current rent stream and the outstanding facility balance.
See what documents lenders typically ask for — Documents Required for a Corporate Loan →
60+ Active Lender Relationships · Independent Advisory, Not a Lender
Raise More Against the Same Rent Stream.
We assess headroom in your existing LRD facility.
Discuss an LRD Top-Up